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In finance, the term “primary distribution” refers to the original sale of a security issue to the investing public.
To calculate your RMD, simply divide the account balance by the life expectancy factor. Therefore, $1 million divided by 24.6 ...
The same divisor is used to calculate RMDs if you have more than one IRA, but you don’t have to make withdrawals from each IRA to satisfy RMD requirements.
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