They'll begin by suggesting "we don't advise closing your Revolut account as it can take a bit of time to set up a new account with the same mobile number." To close an account with Revolut, you ...

What Jack didn’t realise was that they had set up their own account - also called Etsy - and by sharing the code Revolut had sent him, he was authorising a new payment to their fake account instead.

Ibans are a unique string of numbers and letters identify the country you’re based in, the identity of your bank, your sort code and your account number.

The accounts of Revolut's two million customers in Ireland are to be migrated over to an Irish IBAN number in the coming months, the online bank has said.